Here Come The Bills I had minor surgery done back in June, and the bills for the procedure came in the mail a couple weeks ago. I got one bill from the surgeon, another from the anesthesiology team, and yet another from the hospital that owns the surgery center. After reviewing the Explanation of Benefits (check out my post on how to read and EOB here) to make sure the charges were accurate, I was ready to pay the bills. But…
Who, me? No one likes to admit they’re making (or have made) a mistake. Sometimes, you don’t even know you’re making one. Ever heard the phrase “You don’t know what you don’t know?” This applies to all aspects of life, including retirement savings. It might take someone pointing out your mistake for you to realize you’re making it. I wish someone had pointed out mistakes I had made with my retirement savings long before I realized them for myself. Below are…
The other day, a fellow firefighter told me he’d like to sit down with me and talk about money, and specifically, retirement. I agreed and told him to start thinking about where he’d like to begin. He said, “I’d rather focus on where I want to end up – I don’t want to have to work in retirement.” He had clearly outlined a major retirement goal for himself, and in doing so, identified a specific need. He’ll have to have enough…
Why Do You Need An Emergency Fund? An unexpected expense can pop up at any moment. Are you prepared to pay for a blown head gasket, surgery for your dog, or replacing your refrigerator? What about a more serious issue like being evicted from your home, losing your job, or having a medical emergency? Having an emergency fund will help prepare you for such an event. According to research done by the Pew Charitable Trusts, almost 60% of people are…